Thank bruhI found the same issue with my bike when I first got her. The bike didn't engage until the lever was pretty far out (roughly 80-90%). I fixed mine by doing three things:
1. Lube the clutch cable.
2. After lubing the cable check to make sure the clutch release lever (the thing the cable connects to on top of the clutch housing) isn't binding up on the last little bit of travel.
3. Adjust the slack on your clutch lever. Use a nickel to gauge the amount of slack.
After doing all 3 of these things my clutch travel is now at 60-70%. YMMV.