I'm thinking about pulling the trigger on a brand new 2018 Z125 Pro from a local dealer here in South Carolina. I asked for am out the door price, and was given a quote from one guy of $3374, and another guy of $3134. Don't know why I would get two different quotes at the same dealer, but whatever. After looking at KBB and NADA, I'm thinking about walking in with a cash offer of $2500. Am I lowballing too much? If I drive off the lot, its worth only $1600-1800 to the insurance company, and knowing my luck, someone would hit me.