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The comments in that article are actually more helpful than the article itself. Never really thought about Uninsured Motorist Bodily Injury coverage. I just assumed the insurance companies will cover everything but this could be a likely outcome if I get hit since I can be injured more than the other party's insurance are willing to pay.
 

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Depends on where you live, where I'm from, legally all motorists have auto insurance. No matter who is at fault, claims are usually an uphill battle with insurance companies...
 
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