Insurance Rate? - Kawasaki Z125 Forum
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post #1 of 19 (permalink) Old 07-12-2016, 11:19 PM Thread Starter
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Question Insurance Rate?

Curious to hear what you guys got as your quote for insurance... I was quoted with $897 per year (but it's also probably because I'm only 16 years old ). Let us know in the comments!

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post #2 of 19 (permalink) Old 07-13-2016, 12:54 AM
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$8.25 a month with a $25 deductible... 35 years old. $47.xx a month with my Ducati. Sucks to be young, hang in there it gets better.
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post #3 of 19 (permalink) Old 07-13-2016, 11:06 AM
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Im sure its age, and where you live dictates the cost
I know when I was still new riding my sport bike had to be around $1800 per year
they claimed it was because it costs a lot to replace the plastics if you crash it
I may have only had a couple years worth of riding back then


I'm paying $188 per year, $200 deductible full coverage through geico

on bikes I have liability on I only pay around $10 per year
I think I've been riding for around 13 years now



this is my newest bike, and is higher then my 2012 too
I was sort of hoping because of small engine size it would be cheaper
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post #4 of 19 (permalink) Old 07-13-2016, 01:07 PM
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That's interesting because my insurance guy says motorcycle insurance is cheap bc if you crash your more than likely to die. Lol
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post #5 of 19 (permalink) Old 07-13-2016, 06:51 PM
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$66 a year, full coverage, $200 deductible.
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post #6 of 19 (permalink) Old 07-15-2016, 09:50 AM
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280/year with awesome full coverage. 28 years old, safety course, have had motorcycle endorsement for 14 years.
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post #7 of 19 (permalink) Old 07-15-2016, 05:35 PM
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$172 a year, full coverage. $250 deductible from Geico.
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post #8 of 19 (permalink) Old 09-06-2016, 07:12 PM
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I was just quoted $344/year through Progressive with a $100 comprehensive deductible and $500 collision deductible. 40 year old male with a clean record in Portland, OR. OUCH!!! I haven't purchased the bike yet, so I'm just shopping around. That's WAY higher than I expected...
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post #9 of 19 (permalink) Old 09-07-2016, 12:30 AM
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Progressive $110 for 1 year full coverage $100 deductibles 29 years old. 15 years experience plus endorsement
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post #10 of 19 (permalink) Old 09-07-2016, 10:00 AM
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$360 a year and that's with $50 deductible both collision / comprehensive and $300k of liability/ uninsured /underinsured . nice thing about your motorcycle policy is it will help cover under certain conditions accidents that are not one your motorcycle. I knew someone who got hit by a car walking through a cross walk and the motorcycle insurance picked up almost $250K in medical bills due to him having high underinsured/ uninsured coverage as the driver didn't have insurance and ran to the Philippines to avoid prosecution.
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